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Getting Ready To Finance Your Palm Beach Real Estate Purchase


To help you gather the documentation you'll need to get your loan pre-approval or approval for your Palm Beach realty purchase, we invite you to use the following checklist:


Documentation pertaining to your current situation:

  • Pay stubs for the last 30 days
  • Information for all current debts, including creditor names, addresses, account numbers, balances and monthly payments
  • An explanation for your source of down payment and closing costs
  • An explanation of late, slow or no pays on your credit report

Documentation pertaining to the last three months:

  • Bank statements
  • Retirement account statements
  • Investment account statement

Documentation pertaining to the last two years:

  • Signed income tax returns
  • W-2 or 1099 forms

Copies of:

  • The listing agreement if you're selling another home
  • The closing statement if you've recently sold another home
  • Homeowners insurance documentation
  • Your rental agreement if you're currently renting a home
  • Gift letter and copy of check if anybody is gifting you funds to purchase your Palm Beach real estate
  • Separation, divorce and child support documentation, if applicable
  • Photo ID and social security card
  • Pension award letter, if retired
  • Social security award letter, if applicable
  • Proof of any other assets not mentioned above

If you are self-employed, you will also need:

  • Signed copies of your last two years' business tax returns
  • A year-to-date P&L
  • A personal financial statement

Don't know where or how to start the mortgage pre-approval process?


Don't worry if mortgages are new to you and you're not sure where to start! Tell us a little bit about you and/or your situation and let us get to work!

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